Homeowners Insurance

Safeguard your most valuable asset with a tailored policy. 

If your home were damaged or destroyed, you’d want an insurance agency that truly understands your needs and ensures your claim is handled smoothly.

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Alpha Insurance Solutions is here to help you find the right home insurance policy—combining personalized coverage, excellent service, and competitive pricing.

Whether you own a house, condo, or apartment, having the right home insurance provides peace of mind and the financial support needed to repair or replace your home and belongings. Contact us today to learn more!

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What is Home Insurance?

Home insurance protects you financially against losses caused by fire, theft, vandalism, or other covered events. It also provides liability coverage if someone is injured on your property and wins a legal judgment against you.

Policies vary based on what losses are covered, your selected coverage options, and your type of residence. Whether you choose comprehensive coverage for risks like fire, hail, and theft or a policy that covers specific risks, we’ll help you determine the best fit for your needs.

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How Much Does Home Insurance Cost?

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Your home insurance policy is most often made up of the specific options you choose, so how much you’ll pay for your policy depends on:

• What you select. Oftentimes homeowners insurance options are priced individually, so how much you’ll pay for your policy depends on what coverages you buy.

• How much you want to cover. Higher deductibles usually lower your premium price by shifting part of the loss payment to you. For example, if you had a $500 deductible, you would be responsible for paying the first $500 of the covered loss.

• Where you set your limits. You may choose to set higher limits than the recommended amount if appropriate to your situation and needs.

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Worried you aren’t completely covered? Consider an umbrella insurance policy that extends your coverage.